Church

BROADFORM BUILDING COVERAGE

• Replacement cost or depreciated value
• Accidental breakage of glass and signs

BROADFORM CONTENTS COVERAGE

• Property of clergy and others while on premises
• Includes religious articles and equipment
• Optional sewer / sump backup coverage

LOSS OF INCOME COVERAGE

• Replaces income lost as a result of insured damage to property (less expenses which did not continue)

PUBLIC LEGAL LIABILITY

• Premises coverage (slip and fall)
• Congregational activities
• Optional professional liability
• Optional protection for church entity against allegations of abuse
• Optional directors and officers liability coverage

Our Service To You

WE'RE YOUR NEIGHBOURS

• We are a local business too!
• Focused on rural and small town Ontario
• 24 hour, 7 day claims service

FOR THE POLICY HOLDER

• Ontario's Farm Mutuals are owned by their policyholders and operate on an insurance at cost philosophy
• Policies are tailored to your needs
• Variable deductibles available

STRENGTH IN COMPANIES

• Ontario's 45 farm Mutuals back each other our own Guarantee Fund and Reinsurance company
• Collectively our system is one of the world's most financially secure networks

LOSS PREVENTION SERVICE

• On site inspections
• Fire extinguisher program
• Theft reduction program