Contractors Insurance Program

BROADFORM BUILDING COVERAGE

• Increased reconstruction costs due to bylaws
• Accidental breakage of glass and signs

OFFICE CONTENTS COVERAGE

• Optional theft coverage
• Optional mechanical breakdown to computers

BROADFORM INSTALLATION FLOATER

• Materials on site (installed and in process) during period of contract
• Materials in transit to site

BROADFORM TOOL & EQUIPMENT FLOATER

• Hand tools on a blanket basis
• Automatic 6 day coverage on short term rentals up to $2,500
• Automatic 30 day coverage on new acquisitions up to $2,500

PUBLIC LEGAL LIABILITY

• Premises Coverage - Your shop and job site
• Completed Operations coverage - when work completed
• Personal Injury (Libel, slander)

Our Service To You

WE'RE YOUR NEIGHBOURS

• We are a local business too!
• Focused on rural and small town Ontario
• 24 hour, 7 day claims service

FOR THE POLICY HOLDER

• Ontario's Farm Mutuals are owned by their policyholders and operate on an insurance at cost philosophy
• Policies are tailored to your needs
• Variable deductibles available

STRENGTH IN COMPANIES

• Ontario's 45 farm Mutuals back each other our own Guarantee Fund and Reinsurance company
• Collectively our system is one of the world's most financially secure networks

LOSS PREVENTION SERVICE

• On site inspections
• Fire extinguisher program
• Theft reduction program