Beef Cattle Coverage

BROADFORM LIVESTOCK COVERAGE

• Including entrapment
• Optional hardware, frothy bloat, physical injury, accidental strangulation, animal birth
• Sublimits for medicines, new acquisitions and deadstock removal
• Nitrogen tank, frozen semen and embryo coverage available
• Optional transportation coverage

PRODUCE COVERAGE

• Harvested crops such as baled hay and silage

BROADFORM BUILDING COVERAGE

• Snowload and collapse
• Increased reconstruction costs due to bylaws

BROADFORM FARM MACHINERY COVERAGE

• Damage to non owned machinery
• Loss of use

PUBLIC LEGAL LIABILITY

• Corporate or family farm operations
• Environmental pollution coverage

LOSS OF INCOME COVERAGE

• Ongoing and extra expenses after a loss

Our Service To You

WE'RE YOUR NEIGHBOURS

• We understand your needs
• Focused on rural Ontario
• 24 hours, 7day claims

FOR THE POLICYHOLDER

• Ontario's Farm Mutuals are owned by their policyholders and operate on an insurance at cost philosophy
• Policies are tailored to your needs

STRENGTH IN COMPANIES

• Ontario's 45 farm Mutuals back each other through our own Guarantee Fund and Reinsurance company
• Collectively our system is one of the world's most financially secure networks

LOSS PREVENTION SERVICE

• On site inspections
• Reflective tape for farm industry
• Fire extinguisher program
• Theft reduction program