Farm Insurance Program
MACHINERY COVERAGE
- All external perils coverage
- Damage to non-owned or leased machinery Loss of use
BUILDING COVERAGE
- Broadform or named perils coverage
- Increased reconstruction costs due to bylaws
PRODUCE COVERAGE
- Seed, fertilizers, herbicides, pesticides and commercial feed, refrigerated produce
LIVESTOCK COVERAGE
- Standard or broadform coverages available for cattle, swine, poultry and horse
LOSS OF INCOME COVERAGE
- Ongoing and extra expenses after a loss
PUBLIC LEGAL LIABILITY
- Corporate & family farm operations
- Environmental pollution coverage
- Extensions for custom work
Our Service To You
WE'RE YOUR NEIGHBOURS
- We understand your needs
- Focused on rural Ontario
- 24 hours, 7day claims
FOR THE POLICYHOLDER
- Ontario's Mutual's are owned by their policyholders and operate on an insurance at cost philosophy
- Policies are tailored to your needs
- Variable deductibles available
STRENGTH IN COMPANIES
- Ontario's Mutuals back each other through our own Guarantee Fund and Reinsurance company
- Collectively our system is one of the world's most financially secure networks
- Ontario's Mutuals are 100% Canadian and fully licensed to operate in Ontario.
LOSS PREVENTION SERVICE
- On site inspections
- Fire extinguisher program
- Theft reduction program
