Insurance Program For Your Home
INSURANCE ON YOUR HOUSE
- Comprehensive or Limited perils options
- Swimming pools & fixed outdoor equipment
- Trees, plants, patios
- Includes removal of debris from insured loss
- Optional guaranteed replacement cost
- Separate Coverage for detached garages and sheds
HOME CONTENTS & PERSONAL PROPERTY
- Comprehensive or Limited perils options
- Extensions for property while away from your home and for students contents
- Includes property of family members living in your home
- Specialty coverage for jewelry, fine arts, collectibles, tools, musical instruments, electronic equipment and watercraft
OTHER FEATURES
- Protection against fraud for your credit / debit cards and cheques
- Coverage on the contents of your freezer if it breaks down
- Cleanup coverage if gas, oil or other pollutant is accidently spilled on your property
ADDITIONAL LIVING EXPENSE
- If your home is damaged because of an insured loss, we will cover the extra cost of your living away from your home while your house is being repaired.
PUBLIC LIABILITY
- We will defend you and pay you for losses you are legally liable for if someone sues you because you injured them or damaged their property
- Many optional extensions available
Highlights only. Actual policy wordings govern. Coverage availabilty subject to underwriting eligibility.
Our Service To You
WE'RE YOUR NEIGHBOURS
- We understand your needs
- Focused on rural Ontario
- 24 hours, 7day claims
FOR THE POLICYHOLDER
- Ontario's Mutual's are owned by their policyholders and operate on an insurance at cost philosophy
- Policies are tailored to your needs
- Variable deductibles available
STRENGTH IN COMPANIES
- Ontario's Mutuals back each other through our own Guarantee Fund and Reinsurance company
- Collectively our system is one of the world's most financially secure networks
- Ontario's Mutuals are 100% Canadian and fully licensed to operate in Ontario.
LOSS PREVENTION SERVICE
- On site inspections
- Fire extinguisher program
- Theft reduction program