Dial-Up Version

Insurance Program For Your Home

INSURANCE ON YOUR HOUSE

  • Comprehensive or Limited perils options
  • Swimming pools & fixed outdoor equipment
  • Trees, plants, patios
  • Includes removal of debris from insured loss
  • Optional guaranteed replacement cost
  • Separate Coverage for detached garages and sheds

HOME CONTENTS & PERSONAL PROPERTY

  • Comprehensive or Limited perils options
  • Extensions for property while away from your home and for students contents
  • Includes property of family members living in your home
  • Specialty coverage for jewelry, fine arts, collectibles, tools, musical instruments, electronic equipment and watercraft

OTHER FEATURES

  • Protection against fraud for your credit / debit cards and cheques
  • Coverage on the contents of your freezer if it breaks down
  • Cleanup coverage if gas, oil or other pollutant is accidently spilled on your property

ADDITIONAL LIVING EXPENSE

  • If your home is damaged because of an insured loss, we will cover the extra cost of your living away from your home while your house is being repaired.

PUBLIC LIABILITY

  • We will defend you and pay you for losses you are legally liable for if someone sues you because you injured them or damaged their property
  • Many optional extensions available

Highlights only. Actual policy wordings govern. Coverage availabilty subject to underwriting eligibility.

Our Service To You

WE'RE YOUR NEIGHBOURS

  • We understand your needs
  • Focused on rural Ontario
  • 24 hours, 7day claims

FOR THE POLICYHOLDER

  • Ontario's Mutual's are owned by their policyholders and operate on an insurance at cost philosophy
  • Policies are tailored to your needs
  • Variable deductibles available

STRENGTH IN COMPANIES

  • Ontario's Mutuals back each other through our own Guarantee Fund and Reinsurance company
  • Collectively our system is one of the world's most financially secure networks
  • Ontario's Mutuals are 100% Canadian and fully licensed to operate in Ontario.

LOSS PREVENTION SERVICE

  • On site inspections
  • Fire extinguisher program
  • Theft reduction program